ING U.S. Financial Services (USFS)

ReliaStar Life Insurance Company
www.ing-usa.com

Rated A+ (Superior) by A.M. Best, 2nd highest of 16 ratings*
Wholly-owned subsidiary of ING U.S. Financial Services (USFS)
Headquartered in Minneapolis, MN
Over $1.2 trillion in total assets*

ReliaStar Life Insurance Company
20 Washington Avenue South
Minneapolis, MN 55401 | NAIC #: 67105

ReliaStar Life Insurance Company of New York
www.ing-usa.com

Rated A+ (Superior) by A.M. Best, 2nd highest of 16 ratings.*
Wholly-owned subsidiary of ING U.S. Financial Services (USFS)
Headquartered in Minneapolis, MN
Over $1.2 trillion in total assets*

ReliaStar Life Insurance Company of New York
1000 Woodbury Road, Suite 208
Woodbury, NY 11797 | NAIC #: 61360

ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York are subsidiaries of the ING U.S. Financial Services, which is owned by the parent company ING Group. Amsterdam-based ING Group, is a global financial institution of Dutch origin with 112,000 employees. ING provides banking, insurance, and asset management to more than 60 million clients in over 50 countries. ING U.S. Financial Services (USFS) and ING Investment Management Americas (IIM), with headquarters in Atlanta, comprise the operating units of ING Insurance Americas - which also encompasses businesses in Canada and Latin America. ING U.S. Financial Services has over 200,000 financial professionals in the U.S., holds top 10 rankings in its major product lines, and services over 14 million customers in the US. alone.

ReliaStar Life Insurance Company is licensed to solicit business in every state and the District of Columbia except for New York.

ReliaStar Life Insurance Company of New York is licensed to solicit business only in the state of New York.

ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York are responsible for their own financial condition and contractual obligations.

ING has no financial responsibility for the products of ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York.

*Independent Ratings
The most prominent independent rating agencies continue to recognize ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York in terms of insurer financial strength and stability. These ratings represent the independent rating agencies' opinion of the insurer's financial strength and stability, as well as the ability to meet ongoing obligations to policyholders, and is not an implied warranty of the company's ability to meet its financial obligations. For current insurer financial strength ratings, please consult: http://www.ing-usa.com/us/professionals/lifeinsurance/index.htm

*Assets
ING U.S. Financial Services figures as of 12/31/05

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